British Money Notes
  • 13 Dec 2018

There was good news for individual taxpayers in the Budget; the personal allowance will rise from £11,850 to £12,500 on 6 April 2019. This will provide taxpayers on the basic rate (20%) with an income tax saving of £130 per year.

Those who pay tax at higher rates will also rejoice that the 40% band will effectively start at income over £50,000 for 2019-20.

This will not apply to taxpayers in Scotland as they pay tax on earnings and profits at different rates and bands than apply in the rest of the UK. The Scottish tax rates for 2019-20 are due to be announced on 12 December 2018.

Welsh taxpayers will pay Welsh income tax from 6 April 2019, but the Welsh tax rates and bands have initially been set to align with those in England and Northern Ireland. Welsh taxpayers should soon receive PAYE codes with a pre-fix “C” (Cymru).

If your total income is £50,000 or more and your family receives child benefit, you should inform HMRC that you need to pay the high income child benefit charge (HICBC) to repay some or all of that benefit. All the child benefit is clawed-back for income levels over £60,000. The HICBC is collected through the tax return of the highest earner in the family, or through their PAYE code, irrespective of who actually receives the child benefit.

This charge could make your marginal tax rate including national insurance, jump from 32% to 62% at £50,000 from 6 April 2019.

Tax exemption for homes clipped
Row Of Houses
Previous post
Rollout of IR35 rules postponed
Skyscraper
Next post

230 thoughts on “Tax cuts and cliff edges”

  1. Hey there! This post couldn’t be written any better!
    Reading through this post reminds me of my old room mate!

    He always kept talking about this. I will forward this
    write-up to him. Pretty sure he will have a good read.
    Many thanks for sharing!

  2. Hello there! I could have sworn I’ve been to this site before but after browsing through many of the articles I
    realized it’s new to me. Anyhow, I’m definitely pleased I came across it and I’ll be book-marking it and checking back
    often!

  3. Howdy this is somewhat of off topic but I was wanting to know
    if blogs use WYSIWYG editors or if you have to manually code with HTML.
    I’m starting a blog soon but have no coding expertise so I wanted
    to get advice from someone with experience. Any help would be enormously appreciated!

  4. I am now not positive the place you are getting your info, however
    good topic. I must spend a while finding out much more or figuring out more.
    Thank you for excellent info I was looking for
    this info for my mission.

  5. When I originally commented I clicked the “Notify me when new comments are added” checkbox and
    now each time a comment is added I get several e-mails with the same comment.
    Is there any way you can remove people from that service?
    Bless you!

  6. First off I want to say terrific blog! I had a quick
    question that I’d like to ask if you do not mind.
    I was interested to know how you center yourself and clear your thoughts before writing.
    I’ve had a difficult time clearing my mind in getting my thoughts out there.
    I truly do take pleasure in writing however it just seems
    like the first 10 to 15 minutes tend to be lost just trying to figure
    out how to begin. Any recommendations or hints? Thanks!

  7. Hi there! This is my first visit to your blog! We are a collection of volunteers and starting a new project in a community in the same niche.
    Your blog provided us valuable information to work on. You have done a
    wonderful job!

  8. Hello! Do you know if they make any plugins to help with SEO?

    I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results.
    If you know of any please share. Many thanks!

  9. I’ve been exploring for a bit for any high-quality articles or weblog posts
    on this kind of space . Exploring in Yahoo I finally stumbled upon this site.
    Studying this info So i am happy to express that I have an incredibly
    excellent uncanny feeling I came upon just what I
    needed. I such a lot without a doubt will make certain to do not omit this web site and provides it a look
    on a constant basis.

  10. Good day! I know this is kind of off topic but I was wondering which blog platform are
    you using for this site? I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at
    options for another platform. I would be fantastic if you could point me in the direction of a good
    platform.

  11. I was recommended this web site through my cousin. I’m now not sure whether or not this publish
    is written by way of him as no one else know such precise approximately my problem.
    You are incredible! Thank you!

  12. Pretty component to content. I simply stumbled upon your weblog and in accession capital to claim that I get actually loved account
    your weblog posts. Any way I will be subscribing for your augment or even I achievement
    you access persistently quickly.

  13. Hello! I simply want to offer you a big thumbs up for
    the excellent information you have right here on this
    post. I’ll be returning to your website for more soon.

  14. I think this is one of the most important information for me.
    And i am glad reading your article. But want to remark on few general things, The site style is perfect,
    the articles is really excellent : D. Good job, cheers

  15. Great beat ! I wish to apprentice whilst you amend your site,
    how could i subscribe for a weblog website? The
    account aided me a appropriate deal. I have been tiny bit familiar of this your
    broadcast offered shiny clear idea

  16. Hey There. I discovered your weblog the usage of msn. This is
    an extremely neatly written article. I’ll make sure to bookmark it and come back to learn extra of your useful information. Thanks for the post.
    I will certainly comeback.

  17. Woah! I’m really enjoying the template/theme
    of this website. It’s simple, yet effective. A lot of times it’s tough
    to get that “perfect balance” between usability and appearance.
    I must say you have done a awesome job with this. In addition, the blog loads super quick for me on Internet explorer.
    Superb Blog!

  18. Hi, I think your website might be having browser compatibility issues.
    When I look at your website in Firefox, it
    looks fine but when opening in Internet Explorer, it has some overlapping.
    I just wanted to give you a quick heads up! Other then that, fantastic blog!

  19. It’s not my first time to pay a quick visit this web site, i am browsing this web site dailly and take
    nice information from here everyday.

  20. Hi there! This post couldn’t be written any better! Reading through
    this post reminds me of my old room mate! He always kept talking about
    this. I will forward this post to him. Fairly certain he will have a good
    read. Many thanks for sharing!

  21. Greate post. Keep writing such kind of information on your
    site. Im really impressed by your site.
    Hey there, You have performed a fantastic job.
    I’ll definitely digg it and in my opinion recommend to my friends.

    I am confident they will be benefited from this web site.

  22. Attractive section of content. I just stumbled upon your web site and in accession capital to assert that I acquire in fact
    enjoyed account your blog posts. Anyway I’ll be subscribing to your augment and even I achievement you access consistently rapidly.

  23. Hi there! This post couldn’t be written any better!
    Looking through this post reminds me of my previous roommate!

    He always kept talking about this. I am going
    to forward this article to him. Pretty sure he’ll have a good read.
    Thanks for sharing!

  24. Hello just wanted to give you a quick heads up and let
    you know a few of the images aren’t loading properly.
    I’m not sure why but I think its a linking issue.
    I’ve tried it in two different web browsers and both show the same results.

  25. Hello! This is my first comment here so I just wanted to give a quick shout out
    and say I genuinely enjoy reading through your blog posts.
    Can you suggest any other blogs/websites/forums that cover the same topics?
    Thanks a ton!

  26. You could definitely see your expertise in the article you write.
    The sector hopes for more passionate writers
    such as you who aren’t afraid to say how they believe. Always follow your heart.

  27. It’s in reality a great and useful piece of information. I am happy
    that you simply shared this useful info with us. Please stay us informed like this.
    Thank you for sharing.

  28. Attractive part of content. I just stumbled upon your site and in accession capital to
    claim that I get actually loved account your weblog
    posts. Any way I’ll be subscribing to your feeds or even I
    fulfillment you access consistently quickly.

  29. Spot on with this write-up, I really believe this website needs far more
    attention. I’ll probably be back again to read more, thanks for
    the information!

  30. What’s up it’s me, I am also visiting this web site
    daily, this website is truly fastidious and the viewers are genuinely sharing fastidious thoughts.

  31. I think the admin of this website is truly working hard in favor of his web page,
    for the reason that here every information is
    quality based data.

  32. It’s actually a great and useful piece of information. I am happy that you simply shared this helpful information with us.
    Please keep us up to date like this. Thank you for sharing.

  33. I really like your blog.. very nice colors & theme.

    Did you create this website yourself or did you hire someone to do it for you?
    Plz respond as I’m looking to design my own blog and
    would like to find out where u got this from.

    cheers

  34. Can I just say what a relief to uncover an individual who truly understands
    what they are discussing over the internet. You certainly understand how
    to bring an issue to light and make it important. More people should check this out
    and understand this side of the story. I was surprised that you are not more popular because you most certainly have the gift.

  35. This design is steller! You certainly know how to keep a reader
    entertained. Between your wit and your videos, I was almost moved to start
    my own blog (well, almost…HaHa!) Fantastic job. I really loved what you had to say,
    and more than that, how you presented it.
    Too cool!

  36. You could definitely see your expertise in the work you write.
    The arena hopes for more passionate writers like you who aren’t afraid to mention how they believe.
    Always follow your heart.

  37. Pretty great post. I simply stumbled upon your weblog and wanted
    to mention that I’ve truly loved surfing around your blog posts.
    In any case I will be subscribing on your feed and I’m hoping you write again very soon!

  38. I’m not that much of a internet reader to be honest
    but your blogs really nice, keep it up! I’ll go ahead and bookmark
    your site to come back later on. Cheers

  39. Hmm it seems like your blog ate my first comment (it was extremely long)
    so I guess I’ll just sum it up what I had written and
    say, I’m thoroughly enjoying your blog. I as well am an aspiring
    blog writer but I’m still new to everything. Do you have any tips for beginner blog writers?
    I’d genuinely appreciate it.

  40. I loved as much as you will receive carried out right
    here. The sketch is tasteful, your authored material stylish.
    nonetheless, you command get bought an shakiness over that you wish be delivering the following.

    unwell unquestionably come further formerly again since exactly the same nearly very often inside case you shield this increase.

  41. I don’t even understand how I ended up right here, but I thought this submit was great.

    I don’t understand who you are however certainly you’re going to a well-known blogger should you aren’t
    already. Cheers!

  42. Hello, i think that i saw you visited my web site thus i came to “return the favor”.I’m
    attempting to find things to enhance my website!I suppose its ok to use a few of your ideas!!

  43. Hi there just wanted to give you a quick heads up. The text
    in your article seem to be running off the screen in Firefox.
    I’m not sure if this is a formatting issue or something to do
    with internet browser compatibility but I thought I’d post
    to let you know. The layout look great though! Hope you get the problem fixed soon. Many thanks

  44. What i don’t realize is if truth be told how you’re no
    longer actually a lot more well-appreciated than you may be now.

    You are very intelligent. You know therefore significantly
    in the case of this matter, produced me personally consider it from a lot of various angles.
    Its like men and women don’t seem to be involved until it
    is one thing to do with Lady gaga! Your individual stuffs nice.
    All the time deal with it up!

  45. I’m amazed, I must say. Seldom do I come across
    a blog that’s both educative and interesting,
    and let me tell you, you’ve hit the nail on the head.
    The problem is something that too few people are speaking intelligently about.
    Now i’m very happy that I stumbled across this in my search
    for something relating to this.

  46. Hello! This is my first visit to your blog! We are a team of volunteers and starting a new project in a community in the same niche.

    Your blog provided us useful information to work on. You have done a wonderful job!

  47. I’m not sure where you are getting your information, but good topic.
    I needs to spend some time learning more or understanding more.

    Thanks for fantastic information I was looking for this information for my mission.

  48. Magnificent beat ! I would like to apprentice while you amend your web site, how
    could i subscribe for a blog website? The account helped me
    a acceptable deal. I had been a little bit acquainted
    of this your broadcast provided bright clear idea

  49. I think that everything published was very logical.
    But, think about this, what if you were to
    create a awesome headline? I am not saying your content isn’t good,
    however what if you added something that grabbed
    folk’s attention? I mean Tax cuts and cliff edges – Novakovic & Co is a little plain. You ought to look at Yahoo’s front page and see how they create post headlines to get people interested.
    You might add a related video or a picture or two to get people excited about everything’ve
    got to say. In my opinion, it could make your posts a little bit more interesting.

  50. I believe what you said made a bunch of sense.
    However, think on this, suppose you added a little content?
    I ain’t suggesting your information isn’t good., but what if you added a title
    to possibly grab folk’s attention? I mean Tax cuts and cliff edges – Novakovic & Co is a little vanilla.

    You might glance at Yahoo’s front page and note
    how they create news headlines to grab people interested.
    You might add a related video or a related picture or two to grab readers excited about what you’ve written. Just my opinion, it would bring your website a little livelier.

  51. always i used to read smaller articles which as well
    clear their motive, and that is also happening with this post
    which I am reading here.

  52. Write more, thats all I have to say. Literally, it seems as though you relied on the video to
    make your point. You definitely know what youre talking about,
    why throw away your intelligence on just posting videos to your site when you could be giving us something enlightening
    to read?

  53. Simply desire to say your article is as amazing.
    The clearness in your post is simply spectacular and
    i can assume you’re an expert on this subject. Well with your
    permission let me to grab your feed to keep up to date with forthcoming post.
    Thanks a million and please carry on the enjoyable work.

  54. I blog frequently and I seriously appreciate your content.
    Your article has really peaked my interest. I am going to take a note
    of your website and keep checking for new details
    about once per week. I subscribed to your Feed too.

  55. You really make it seem really easy along with your presentation but I in finding this topic to be really one thing that I think I would by no means understand.

    It seems too complicated and extremely large for me. I am having a look ahead to your subsequent submit, I’ll try to get the dangle
    of it!

  56. Howdy! Do you know if they make any plugins to help with
    Search Engine Optimization? I’m trying to get my blog
    to rank for some targeted keywords but I’m not seeing very good success.
    If you know of any please share. Appreciate it!

  57. I blog often and I really appreciate your content.

    This article has really peaked my interest.
    I will bookmark your blog and keep checking for new information about once
    a week. I subscribed to your RSS feed too.

  58. You’ve made some good points there. I checked on the net to find out more
    about the issue and found most people will go along with your
    views on this website.

  59. Valuable info. Lucky me I discovered your website by chance, and I am stunned why this twist of
    fate didn’t came about in advance! I bookmarked it.

  60. Thanks for the marvelous posting! I really enjoyed reading it, you could be a great
    author.I will make sure to bookmark your blog and will often come
    back someday. I want to encourage you continue your great job,
    have a nice afternoon!

  61. Generally I don’t read article on blogs, but I would like to say that this write-up
    very forced me to try and do so! Your writing style has been surprised me.
    Thanks, quite nice post.

  62. I enjoy what you guys are usually up too. This type of clever work
    and coverage! Keep up the excellent works guys I’ve added you guys to blogroll.

  63. First of all I want to say awesome blog! I had a quick question which I’d like to ask if you do not mind.

    I was interested to know how you center yourself and clear your head prior to writing.

    I’ve had a difficult time clearing my thoughts in getting my thoughts out there.

    I truly do enjoy writing however it just seems like the first 10 to 15 minutes are usually wasted simply just trying to figure out how to begin. Any suggestions or tips?
    Thank you!

  64. Everything is very open with a very clear explanation of the challenges.
    It was definitely informative. Your website is very helpful.
    Many thanks for sharing!

  65. Hello would you mind letting me know which webhost you’re working with?
    I’ve loaded your blog in 3 completely different internet browsers
    and I must say this blog loads a lot quicker then most.
    Can you suggest a good hosting provider at a fair price?
    Thanks, I appreciate it!

  66. Does your website have a contact page? I’m having trouble locating
    it but, I’d like to shoot you an email. I’ve got some creative ideas for your blog you might be interested in hearing.

    Either way, great blog and I look forward to seeing it improve over time.

  67. Hey there! I know this is somewhat off-topic but I had to
    ask. Does running a well-established website like yours take a massive amount work?

    I’m completely new to blogging however I do write in my journal daily.
    I’d like to start a blog so I can share my personal experience and thoughts online.
    Please let me know if you have any kind of ideas or tips
    for new aspiring blog owners. Thankyou!

  68. Hi there! This is kind of off topic but I need some guidance
    from an established blog. Is it very hard to set up your own blog?
    I’m not very techincal but I can figure things out pretty fast.
    I’m thinking about setting up my own but I’m not sure where to begin. Do you
    have any points or suggestions? Appreciate it

  69. Howdy! Do you know if they make any plugins to safeguard against hackers?

    I’m kinda paranoid about losing everything I’ve worked hard on. Any
    tips?

  70. My spouse and I stumbled over here by a different website and thought I might as well check things out.
    I like what I see so i am just following you. Look forward to exploring your web page
    yet again.

  71. I just like the helpful info you provide to your articles.
    I will bookmark your weblog and test again here frequently.
    I’m rather sure I will be told plenty of new stuff proper right here!
    Best of luck for the next!

  72. I am not sure where you’re getting your information, but good topic.
    I needs to spend some time learning much more or understanding more.
    Thanks for magnificent information I was looking for this info
    for my mission.

  73. Wonderful beat ! I would like to apprentice while you amend your site,
    how could i subscribe for a blog web site? The account aided
    me a acceptable deal. I had been a little bit acquainted of
    this your broadcast offered bright clear idea

  74. Hello! Would you mind if I share your blog with my twitter group?
    There’s a lot of people that I think would really appreciate your content.
    Please let me know. Many thanks

  75. Very nice post. I just stumbled upon your blog and wished to say that I’ve really
    enjoyed browsing your blog posts. After all
    I’ll be subscribing to your feed and I hope you write again very soon!

  76. Hello, I think your website might be having browser compatibility
    issues. When I look at your website in Opera, it looks fine but when opening
    in Internet Explorer, it has some overlapping. I just
    wanted to give you a quick heads up! Other then that, fantastic blog!

  77. Thanks for a marvelous posting! I seriously enjoyed reading it, you happen to
    be a great author.I will make certain to bookmark your blog and will come back
    down the road. I want to encourage you to continue your great
    posts, have a nice evening!

  78. Thanks a lot for sharing this with all people you actually realize what you are speaking about!
    Bookmarked. Please additionally consult with my website
    =). We will have a hyperlink exchange arrangement among
    us

  79. Hello! This is my first comment here so I just wanted to give a quick shout out and
    say I really enjoy reading your articles. Can you suggest any other blogs/websites/forums
    that go over the same topics? Appreciate it!

  80. I’m truly enjoying the design and layout of your site.
    It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit
    more often. Did you hire out a designer to create
    your theme? Outstanding work!

    my blog post: hier

  81. A motivating discussion is worth comment. I believe
    that you should write more on this issue, it may not be a taboo matter
    but usually people don’t speak about such issues. To
    the next! All the best!!

    Feel free to visit my page … w88

  82. Hi! I just would like to offer you a huge thumbs up for your excellent info you have
    here on this post. I am coming back to your site for more soon.

    My homepage: 188bet

  83. I will immediately seize your rss feed as I can not find your e-mail subscription link or newsletter service.
    Do you’ve any? Kindly allow me recognise so that I may
    just subscribe. Thanks. 국내선물대여업체.

  84. I’m no longer positive the place you are getting your information, but great topic.

    I needs to spend some time finding out much more
    or understanding more. Thank you for wonderful information I was in search of
    this info for my mission.

    Feel free to visit my homepage … Betsey

  85. Tһis iss really interesting, You are an excessively skilⅼed blοgger.

    I’ve joined your ffeed and sit up for seeking morfe օf your
    fqntаstic post. Additionalⅼy, I’veshareɗ your
    web site in my social networks

    Look at mmy bloоg marc menowitz

  86. I have read so many articles about the blogger lovers
    except this post is actually a pleasant post, keep it up.

    Also visit my blog post w88

  87. I relish, cause I discovered exactly what I used to be taking a look for.
    You’ve ended my 4 day lengthy hunt! God Bless you man. Have
    a nice day. Bye

    Here is my web site … خرید بک لینک دائمی (Bruno)

  88. I simply could not depart your website before suggesting that I actually enjoyed the usual info a person supply for your visitors?
    Is gonna be again often to check up on new posts

    Here is my website; fb88

  89. My developer is trying to persuade me to move to .net from
    PHP. I have always disliked the idea because of the expenses.
    But he’s tryiong none the less. I’ve been using Movable-type on several websites for about a year and am anxious about switching
    to another platform. I have heard fantastic things about blogengine.net.
    Is there a way I can import all my wordpress content into it?
    Any kind of help would be greatly appreciated!

    Also visit my blog post; 188bet

  90. I’ve read some good stuff here. Definitely price bookmarking for revisiting.
    I wonder how much attempt you set to create such a fantastic informative
    site.

    Visit my web page; m88

  91. Very good blog! Do you have any hints for aspiring
    writers? I’m hoping to start my own site soon but I’m a little lost on everything.
    Would you suggest starting with a free platform like WordPress
    or go for a paid option? There are so many choices out
    there that I’m completely confused .. Any recommendations?
    Bless you!

    my blog post … basalam – Cody

  92. No matter if some one searches for his essential thing, therefore he/she wants to be available that
    in detail, therefore that thing is maintained over here.

    Here is my blog … fb88

  93. Howdy! This post could not be written any better!
    Reading through this post reminds me of my previous room mate!
    He always kept chatting about this. I will forward this page to him.
    Pretty sure he will have a good read. Many thanks for sharing!

    my web-site: poker online

  94. Thank you a lot for sharing this with all of us you
    really realize what you are speaking about! Bookmarked. Kindly also talk over with my website =).
    We may have a hyperlink exchange agreement among us

    Also visit my homepage; خرید بک لینک تضمینی (Jewell)

  95. Hello, I think your blog might be having browser compatibility issues.
    When I look at your website in Chrome, it looks fine but when opening in Internet Explorer, it has
    some overlapping. I just wanted to give you a quick heads up!

    Other then that, great blog!

    Feel free to surf to my web site – fb88

  96. Hello! I’m at work surfing around your blog from my
    new apple iphone! Just wanted to say I love reading through your blog
    and look forward to all your posts! Keep up the great work!

  97. Hey! I know this is kind of off-topic but I needed to ask.
    Does building a well-established website like yours take a massive amount work?
    I’m brand new to running a blog but I do
    write in my diary every day. I’d like to start a blog so I will be able to share my personal experience
    and thoughts online. Please let me know if you have any kind
    of recommendations or tips for new aspiring blog owners.
    Appreciate it!

  98. With havin so much content and articles do you ever run into any problems of plagorism
    or copyright violation? My website has a lot of completely unique content I’ve either written myself or outsourced but it appears a lot
    of it is popping it up all over the internet without
    my permission. Do you know any techniques to help protect against content from being stolen? I’d really appreciate it.

Leave a Reply

Your email address will not be published.